:root{--crimson:#8C1A12;--crimson-dark:#6B1310;--crimson-darker:#4A0D09;--crimson-light:#A8231A;--bg-dark:#1C0A09;--bg-dark2:#2A1210;--gold:#C9A84C;--gold-light:#E8C96A;--gold-dark:#A88A35;--white:#FFFFFF;--off-white:#FDF5F4;--light-bg:#F8F0EF;--border:#E8D4D2;--text-dark:#1C0A09;--text-med:#4A2520;--text-light:#7A5550;--text-muted:#9E7570;--success:#2E7D32;--error:#C62828;--radius-sm:6px;--radius-md:10px;--radius-lg:16px;--shadow-sm:0 2px 8px rgba(140,26,18,.12);--shadow-md:0 6px 24px rgba(140,26,18,.18);--shadow-lg:0 12px 48px rgba(140,26,18,.22);--transition:all .28s cubic-bezier(.4,0,.2,1);--header-h:72px;--notif-h:40px}*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;font-size:16px}body{font-family:'Open Sans',Arial,sans-serif;color:var(--text-dark);background:var(--white);line-height:1.7;overflow-x:hidden;padding-top:calc(var(--header-h) + var(--notif-h))}body.no-notif{padding-top:var(--header-h)}img{max-width:100%;height:auto;display:block}a{color:var(--crimson);text-decoration:none;transition:var(--transition)}a:hover{color:var(--crimson-dark)}ul{list-style:none}button{cursor:pointer;border:none;background:none}h1,h2,h3,h4,h5,h6{font-family:'Montserrat',sans-serif;font-weight:700;line-height:1.25;color:var(--text-dark)}h1{font-size:clamp(2rem, 4.5vw, 3.2rem)}h2{font-size:clamp(1.6rem, 3.5vw, 2.4rem)}h3{font-size:clamp(1.2rem, 2.5vw, 1.65rem)}h4{font-size:1.15rem}h5{font-size:1rem}p{margin-bottom:1rem}p:last-child{margin-bottom:0}strong{font-weight:600}.container{max-width:1200px;margin:0 auto;padding:0 24px}.container--wide{max-width:1400px}.container--narrow{max-width:860px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:32px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}.grid-auto{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:28px}.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 28px;font-family:'Montserrat',sans-serif;font-weight:600;font-size:.92rem;border-radius:var(--radius-md);transition:var(--transition);text-align:center;white-space:nowrap;letter-spacing:.3px}.btn-sm{padding:9px 20px;font-size:.82rem}.btn-lg{padding:16px 36px;font-size:1rem}.btn-full{width:100%;justify-content:center}.btn-crimson{background:var(--crimson);color:var(--white);box-shadow:0 4px 16px rgb(140 26 18 / .35)}.btn-crimson:hover{background:var(--crimson-dark);color:var(--white);transform:translateY(-2px);box-shadow:0 8px 24px rgb(140 26 18 / .45)}.btn-gold{background:var(--gold);color:var(--bg-dark);box-shadow:0 4px 16px rgb(201 168 76 / .35)}.btn-gold:hover{background:var(--gold-light);color:var(--bg-dark);transform:translateY(-2px);box-shadow:0 8px 24px rgb(201 168 76 / .45)}.btn-outline-crimson{border:2px solid var(--crimson);color:var(--crimson);background:#fff0}.btn-outline-crimson:hover{background:var(--crimson);color:var(--white)}.btn-outline-light{border:2px solid rgb(255 255 255 / .6);color:var(--white);background:#fff0}.btn-outline-light:hover{background:rgb(255 255 255 / .15);border-color:var(--white)}.btn-white{background:var(--white);color:var(--crimson);font-weight:700}.btn-white:hover{background:var(--off-white);color:var(--crimson-dark);transform:translateY(-2px)}.notif-bar{position:fixed;top:0;left:0;right:0;z-index:1001;background:var(--crimson);color:var(--white);height:var(--notif-h);display:flex;align-items:center;justify-content:center;gap:16px;font-size:.8rem;font-family:'Montserrat',sans-serif;padding:0 20px}.notif-cta{background:var(--gold);color:var(--bg-dark);padding:4px 14px;border-radius:4px;font-weight:700;font-size:.75rem;white-space:nowrap}.notif-cta:hover{background:var(--gold-light);color:var(--bg-dark)}.notif-close{position:absolute;right:14px;color:rgb(255 255 255 / .7);font-size:1.1rem;line-height:1;padding:4px 8px;transition:var(--transition)}.notif-close:hover{color:var(--white)}.site-header{position:fixed;top:var(--notif-h);left:0;right:0;z-index:1000;height:var(--header-h);background:var(--white);border-bottom:1px solid var(--border);transition:var(--transition);box-shadow:0 2px 20px rgb(0 0 0 / .06)}.site-header.scrolled{box-shadow:0 4px 30px rgb(0 0 0 / .12);background:rgb(255 255 255 / .97);backdrop-filter:blur(10px)}.header-inner{display:flex;align-items:center;justify-content:space-between;height:100%;gap:20px}.site-logo{display:flex;align-items:center;flex-shrink:0}.site-logo img{height:52px;width:auto}.logo-text{display:flex;flex-direction:column;line-height:1}.logo-main{font-family:'Montserrat',sans-serif;font-weight:800;font-size:1.4rem;color:var(--crimson);letter-spacing:2px}.logo-sub{font-family:'Montserrat',sans-serif;font-weight:600;font-size:.58rem;color:var(--gold-dark);letter-spacing:3px;margin-top:2px}.primary-nav{flex:1;display:flex;justify-content:center}.nav-list{display:flex;align-items:center;gap:2px}.nav-list li a{display:block;padding:8px 12px;font-family:'Montserrat',sans-serif;font-weight:600;font-size:.78rem;color:var(--text-dark);letter-spacing:.3px;border-radius:var(--radius-sm);transition:var(--transition);white-space:nowrap}.nav-list li a:hover,.nav-list li.current-menu-item>a,.nav-list li.current-page-ancestor>a{color:var(--crimson);background:var(--off-white)}.nav-list li{position:relative}.sub-menu{position:absolute;top:calc(100% + 8px);left:0;min-width:220px;background:var(--white);border:1px solid var(--border);border-radius:var(--radius-md);box-shadow:var(--shadow-md);opacity:0;visibility:hidden;transform:translateY(-8px);transition:var(--transition);z-index:999}.nav-list li:hover .sub-menu{opacity:1;visibility:visible;transform:translateY(0)}.sub-menu li a{padding:10px 18px;font-size:.8rem;border-radius:0;display:block}.sub-menu li:first-child a{border-radius:var(--radius-md) var(--radius-md) 0 0}.sub-menu li:last-child a{border-radius:0 0 var(--radius-md) var(--radius-md)}.header-actions{display:flex;align-items:center;gap:12px;flex-shrink:0}.btn-whatsapp{display:flex;align-items:center;gap:4px;background:#25D366;border-color:#25D366;color:#fff!important}.btn-whatsapp:hover{background:#1ebe5d;border-color:#1ebe5d;color:#fff!important}.hamburger{display:none;flex-direction:column;gap:5px;padding:6px;border-radius:var(--radius-sm)}.hamburger span{display:block;width:24px;height:2.5px;background:var(--text-dark);border-radius:2px;transition:var(--transition)}.hamburger.active span:nth-child(1){transform:translateY(7.5px) rotate(45deg)}.hamburger.active span:nth-child(2){opacity:0}.hamburger.active span:nth-child(3){transform:translateY(-7.5px) rotate(-45deg)}.nav-overlay{display:none;position:fixed;inset:0;background:rgb(0 0 0 / .5);z-index:998}.nav-overlay.active{display:block}.section{padding:80px 0}.section--sm{padding:48px 0}.section--lg{padding:100px 0}.section--dark{background:var(--bg-dark);color:var(--white)}.section--crimson{background:var(--crimson);color:var(--white)}.section--gold{background:var(--gold);color:var(--bg-dark)}.section--light{background:var(--light-bg)}.section--off-white{background:var(--off-white)}.section-label{display:inline-block;font-family:'Montserrat',sans-serif;font-weight:700;font-size:.72rem;letter-spacing:2.5px;text-transform:uppercase;color:var(--gold);background:rgb(201 168 76 / .12);border:1px solid rgb(201 168 76 / .3);padding:5px 14px;border-radius:20px;margin-bottom:14px}.section--dark .section-label,.section--crimson .section-label{background:rgb(255 255 255 / .1);border-color:rgb(255 255 255 / .25);color:var(--gold-light)}.section-label--crimson{color:var(--crimson);background:rgb(140 26 18 / .08);border-color:rgb(140 26 18 / .2)}.section-title{margin-bottom:16px}.section-title span{color:var(--crimson)}.section--dark .section-title,.section--crimson .section-title{color:var(--white)}.section--dark .section-title span{color:var(--gold)}.section-desc{color:var(--text-light);font-size:1.05rem;max-width:640px}.section--dark .section-desc{color:rgb(255 255 255 / .75)}.section-header{text-align:center;margin-bottom:56px}.section-header .section-desc{margin:0 auto}.hero{position:relative;min-height:88vh;display:flex;align-items:center;overflow:hidden;background:var(--bg-dark)}.hero-bg{position:absolute;inset:0;background:linear-gradient(135deg,var(--bg-dark) 0%,var(--crimson-darker) 40%,var(--bg-dark2) 100%)}.hero-bg::after{content:'';position:absolute;inset:0;background:radial-gradient(ellipse at 20% 50%,rgb(140 26 18 / .45) 0%,transparent 60%),radial-gradient(ellipse at 80% 20%,rgb(201 168 76 / .12) 0%,transparent 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16px;border-radius:20px;margin-bottom:24px}.hero-eyebrow::before{content:'';width:6px;height:6px;background:var(--gold);border-radius:50%}.hero h1{color:var(--white);margin-bottom:20px}.hero h1 .highlight{color:var(--gold)}.hero-desc{color:rgb(255 255 255 / .8);font-size:1.12rem;max-width:560px;margin-bottom:36px}.hero-actions{display:flex;flex-wrap:wrap;gap:14px}.hero-stats{display:flex;flex-wrap:wrap;gap:32px;margin-top:52px;padding-top:36px;border-top:1px solid rgb(255 255 255 / .12)}.hero-stat-num{font-family:'Montserrat',sans-serif;font-weight:800;font-size:2rem;color:var(--gold);display:block;line-height:1;margin-bottom:4px}.hero-stat-label{font-size:.8rem;color:rgb(255 255 255 / .65);letter-spacing:.5px}.hero-visual{position:relative;z-index:2}.hero-card{background:rgb(255 255 255 / .07);backdrop-filter:blur(12px);border:1px solid rgb(255 255 255 / .12);border-radius:var(--radius-lg);padding:22px 26px;color:var(--white);margin-bottom:16px;transition:var(--transition)}.hero-card:hover{background:rgb(255 255 255 / .12);transform:translateX(-4px)}.hero-card-icon{width:40px;height:40px;background:var(--crimson);border-radius:10px;display:flex;align-items:center;justify-content:center;margin-bottom:12px;font-size:1.2rem}.hero-card h4{font-size:.92rem;margin-bottom:4px;color:var(--gold-light)}.hero-card p{font-size:.78rem;opacity:.75;margin:0}.service-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius-lg);padding:32px 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p{color:var(--text-light);font-size:.88rem;flex:1}.service-card-link{display:inline-flex;align-items:center;gap:6px;margin-top:18px;font-family:'Montserrat',sans-serif;font-weight:700;font-size:.78rem;color:var(--crimson);letter-spacing:.3px}.service-card-link svg{transition:var(--transition)}.service-card:hover .service-card-link svg{transform:translateX(4px)}.feature-box{display:flex;gap:18px;align-items:flex-start;padding:24px;background:rgb(255 255 255 / .06);border:1px solid rgb(255 255 255 / .1);border-radius:var(--radius-md);transition:var(--transition)}.feature-box:hover{background:rgb(255 255 255 / .1);transform:translateX(4px)}.feature-icon{width:44px;height:44px;flex-shrink:0;background:var(--crimson);border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:1.2rem;color:var(--white)}.feature-box h4{font-size:.95rem;color:var(--white);margin-bottom:5px}.feature-box p{font-size:.82rem;color:rgb(255 255 255 / .65);margin:0}.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0;background:var(--crimson);border-radius:var(--radius-lg);overflow:hidden}.stat-item{padding:36px 24px;text-align:center;border-right:1px solid rgb(255 255 255 / .15);position:relative}.stat-item:last-child{border-right:none}.stat-number{font-family:'Montserrat',sans-serif;font-weight:800;font-size:2.4rem;color:var(--gold);display:block;line-height:1;margin-bottom:6px}.stat-label{font-size:.82rem;color:rgb(255 255 255 / .8);font-family:'Montserrat',sans-serif;font-weight:500}.testimonial-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px;position:relative;height:100%}.testimonial-card::before{content:'"';position:absolute;top:16px;right:24px;font-size:5rem;color:var(--off-white);font-family:'Playfair Display',serif;line-height:1;z-index:0}.testimonial-stars{color:var(--gold);font-size:1rem;margin-bottom:12px;letter-spacing:2px}.testimonial-text{color:var(--text-med);font-size:.9rem;font-style:italic;margin-bottom:20px;position:relative;z-index:1}.testimonial-author{display:flex;align-items:center;gap:12px}.testimonial-avatar{width:44px;height:44px;background:linear-gradient(135deg,var(--crimson),var(--crimson-dark));border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--white);font-weight:700;font-family:'Montserrat',sans-serif;font-size:.9rem;flex-shrink:0}.testimonial-name{font-weight:700;font-size:.88rem;font-family:'Montserrat',sans-serif}.testimonial-role{font-size:.75rem;color:var(--text-muted)}.process-steps{counter-reset:step}.process-step{display:flex;gap:24px;align-items:flex-start;margin-bottom:32px;padding:24px;background:var(--white);border:1px solid var(--border);border-radius:var(--radius-md);transition:var(--transition);counter-increment:step}.process-step:hover{border-color:var(--crimson);box-shadow:var(--shadow-sm)}.step-num{width:48px;height:48px;flex-shrink:0;background:var(--crimson);color:var(--white);border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Montserrat',sans-serif;font-weight:800;font-size:1rem}.step-content h4{font-size:.95rem;margin-bottom:5px}.step-content p{font-size:.83rem;color:var(--text-light);margin:0}.cta-banner{background:linear-gradient(135deg,var(--crimson) 0%,var(--crimson-dark) 50%,var(--bg-dark) 100%);position:relative;overflow:hidden;padding:72px 0}.cta-banner::before{content:'';position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg width='80' height='80' viewBox='0 0 80 80' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23C9A84C' fill-opacity='0.06'%3E%3Cpath d='M50 50c0-5.523 4.477-10 10-10s10 4.477 10 10-4.477 10-10 10c0 5.523-4.477 10-10 10s-10-4.477-10-10 4.477-10 10-10zM10 10c0-5.523 4.477-10 10-10s10 4.477 10 10-4.477 10-10 10c0 5.523-4.477 10-10 10S0 25.523 0 20s4.477-10 10-10z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E")}.cta-banner .container{position:relative;z-index:1;text-align:center}.cta-banner h2{color:var(--white);margin-bottom:14px}.cta-banner p{color:rgb(255 255 255 / .8);font-size:1.05rem;max-width:580px;margin:0 auto 32px}.cta-banner .btn-group{display:flex;flex-wrap:wrap;gap:14px;justify-content:center}.calculator-section{background:var(--light-bg);border-radius:var(--radius-lg);padding:48px;border:1px solid var(--border)}.calculator-tabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:32px;border-bottom:2px solid var(--border);padding-bottom:0}.calc-tab{padding:10px 20px;font-family:'Montserrat',sans-serif;font-weight:600;font-size:.8rem;color:var(--text-light);border-radius:var(--radius-sm) var(--radius-sm) 0 0;border:1px solid #fff0;border-bottom:none;margin-bottom:-2px;transition:var(--transition)}.calc-tab:hover{color:var(--crimson)}.calc-tab.active{background:var(--white);color:var(--crimson);border-color:var(--border);border-bottom-color:var(--white)}.calc-panel{display:none;animation:fadeUp .3s ease}.calc-panel.active{display:block}.calc-form{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-bottom:28px}.form-group{display:flex;flex-direction:column;gap:6px}.form-group.full{grid-column:1 / -1}.form-label{font-family:'Montserrat',sans-serif;font-weight:600;font-size:.78rem;color:var(--text-med);letter-spacing:.3px}.form-input,.form-select,.form-textarea{padding:12px 16px;border:1.5px solid var(--border);border-radius:var(--radius-sm);font-size:.9rem;font-family:'Open Sans',sans-serif;color:var(--text-dark);background:var(--white);transition:var(--transition);width:100%}.form-input:focus,.form-select:focus,.form-textarea:focus{outline:none;border-color:var(--crimson);box-shadow:0 0 0 3px rgb(140 26 18 / .1)}.form-textarea{min-height:100px;resize:vertical}.form-hint{font-size:.73rem;color:var(--text-muted)}.input-prefix-wrap{position:relative}.input-prefix{position:absolute;left:12px;top:50%;transform:translateY(-50%);font-weight:700;color:var(--text-light);font-size:.85rem}.input-prefix+.form-input{padding-left:40px}.range-wrap{position:relative}.range-input{-webkit-appearance:none;width:100%;height:4px;background:linear-gradient(to right,var(--crimson) 0%,var(--crimson) var(--val,50%),var(--border) var(--val,50%),var(--border) 100%);border-radius:4px;outline:none;border:none}.range-input::-webkit-slider-thumb{-webkit-appearance:none;width:20px;height:20px;background:var(--crimson);border-radius:50%;cursor:pointer;box-shadow:0 2px 8px rgb(140 26 18 / .4);border:3px solid var(--white)}.range-value{position:absolute;right:0;top:-26px;font-family:'Montserrat',sans-serif;font-weight:700;font-size:.8rem;color:var(--crimson)}.calc-result{background:var(--bg-dark);color:var(--white);border-radius:var(--radius-md);padding:28px 32px;margin-top:24px;display:none;animation:fadeUp .35s ease}.calc-result.show{display:block}.calc-result h3{color:var(--gold);font-size:1.1rem;margin-bottom:20px}.result-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:20px}.result-item{text-align:center;padding:16px;background:rgb(255 255 255 / .06);border-radius:8px}.result-num{font-family:'Montserrat',sans-serif;font-weight:800;font-size:1.5rem;color:var(--gold);display:block;margin-bottom:4px}.result-label{font-size:.75rem;color:rgb(255 255 255 / .65)}.result-note{font-size:.78rem;color:rgb(255 255 255 / .55);margin:0;line-height:1.6}.calc-email-form{margin-top:20px;padding-top:20px;border-top:1px solid rgb(255 255 255 / .15)}.calc-email-form h4{font-size:.9rem;color:var(--gold-light);margin-bottom:14px}.calc-email-row{display:flex;gap:10px;flex-wrap:wrap}.calc-email-row .form-input{flex:1;min-width:180px;background:rgb(255 255 255 / .08);border-color:rgb(255 255 255 / .2);color:var(--white)}.calc-email-row .form-input::placeholder{color:rgb(255 255 255 / .45)}.calc-email-row .form-input:focus{border-color:var(--gold);background:rgb(255 255 255 / .12)}.calc-email-msg{font-size:.8rem;margin:10px 0 0}.calc-email-msg.success{color:#4CAF50}.calc-email-msg.error{color:#FF7070}.calc-progress{height:6px;background:rgb(255 255 255 / .12);border-radius:3px;margin-bottom:20px;overflow:hidden}.calc-progress-bar{height:100%;background:linear-gradient(90deg,var(--crimson),var(--gold));border-radius:3px;transition:width .5s ease}.bank-table{width:100%;border-collapse:collapse;font-size:.83rem}.bank-table thead{background:var(--crimson);color:var(--white)}.bank-table th{padding:13px 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